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New Job Mortgage Underwriter In Alberta

Mortgage Underwriter
Mortgage Underwriter

Mortgage Underwriter

Company : Caplink Financial Corporation
Salary : Details not provided
Location : Alberta

Full Description

Residential Mortgage Underwriter
For over 25 years, Caplink Financial Corporation (Caplink), has operated as a private mortgage lender in Edmonton, Alberta, Canada. More recently Caplink has expanded its operations in Canada to include all forms of residential mortgage financing (i.e. prime, near prime and non-prime). In addition, Caplink has expanded its operations into the United States as it will be providing non-resident foreign national mortgage financing in Arizona, California, Colorado, Florida, Hawaii, Illinois, Texas, Washington and other states.

Caplink places a priority on its client relationships. We are expanding our investment and service offerings to accommodate our expanding client base. We continue to provide consistent value, returns, and communication in all of our relationships.

We are currently seeking an energetic and proactive self-starter to join our team. The successful candidate will process applications, underwrite and work with both our broker and borrower network. You must be enthusiastic, organized, detailed oriented and always striving to provide best-in-class customer service. This is a full-time position.

What you bring to the table:

  • Experience in mortgage underwriting - 2 years (preferred)
  • Post-secondary education and/or equivalent work experience (an asset)
  • Proficient knowledge of Microsoft Office (Outlook, Word, Excel) and Adobe Acrobat
  • Proficient experience with any/all of: Filogix Expert/Pro; Velocity/Link Lender; Finmo/Lendesk, The Mortgage Office, or other. (an asset)
  • Strong analytical and problem-solving skills
  • Excellent communication skills, both verbal and written
  • Demonstrate strong interpersonal skills that contribute to working effectively in a diverse working environment
  • Excellent ability to prioritize in a high-risk, high-volume and deadline driven environment
  • Accuracy in a fast-paced environment, specifically in data entry and decision making guided by common sense and sound business judgement
  • Accept responsibility and accountability for actions and results
  • Highly resourceful team-player, with the ability to also be extremely effective independently
  • Inspire trust by being open, honest and direct in communication, meeting commitments and behaving ethically in all dealings
  • Look for opportunities and learnings to increase industry knowledge
  • Currently licensed (or "parked") with the Real Estate Counsel of Alberta (or other provincial regulator such as BCFSA and FSRA) as a Mortgage Associate, would be an asset
  • Ability to learn new software systems is a necessity

Job Responsibilities

Receive, review, analyze and verify applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of the Caplink’s underwriting policies and procedures

  • Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision process on each mortgage application
  • Must be able to understand and read Equifax reports in depth
  • Experience reading and interpreting real estate appraisals, purchase agreements, condominium documentation (an asset)
  • Responsible for issuing mortgage commitments to brokers and agents
  • Must follow funding guidelines when closing all private mortgages
  • Responsible for Solicitor's Instructions and review legal documents in a timely and accurate manner
  • Review all documentation for a prospective mortgage file to ensure it adheres to all applicable regulations, underwriting guidelines and all internal policies
  • Responsible for completing compliance on all mortgage closing

Work remotely

  • Not at this time

Job Type: Full-time

Additional pay:

  • Bonus pay

Benefits:

  • Extended health care

Schedule:

  • 8 hour shift
  • Monday to Friday
  • No weekends

COVID-19 considerations:
Caplink has previously taken proper COVID-19 precautions, including hand & surface sanitizing, mask wearing, social distancing and temperature taking. Caplink is prepared to do so again, if required.

Experience:

  • Mortgage Underwriting: 2 years (preferred)

Licence/Certification:

  • or "Parked" Mortgage Associate/Broker license (preferred)

Application deadline: 2022-07-29